Go TO Japan TO STUDY ABROAD NEED TO DEAL WITH A VARIETY OF PROCEDURES, INCLUDING BANK card handling, IN Japan to study abroad during HOW to deal with bank card?
Here we bring you the process of bank card processing and other matters.
1. Find the new window, that is, the business window to go to the first time to open an account in the bank.
2. The staff asks for business: when you see that you are eligible to stay as a student, you will be further asked for your passport and confirm your visa.
3. Fill in the application form: Also fill in the password, which has 4 digits.
Fill it out and hand it to the staff.
4. Deposit at least 1 yen.
You can get your passbook and leave on the same day.
5. Bank Card by mail: If you want to apply for a bank card, wait 1 to 2 weeks for it to be mailed to your residence.
PS: Why do you apply for a bank card?
You said you’d cover living expenses.
I have heard that your service is very good.
Bank remittance is usually made from 9 a.m. to 2 p.m., the same day to the account;
Remittance after 2 o ‘clock, the second working day to the account.
The fastest way is by telegraphic transfer. Banks usually charge 2,000 ~ 5,000 yen for each transfer.
It costs about 1,200 to 3,000 yen to send money through the post office.
Domestic REMITTANCE WANTS TO OPEN AN ACCOUNT IN Japan ONLY, TELL THE ACCOUNT RELATIVES, TELEGRAPHIC TRANSFER CAN RECEIVE REMITTANCE TWO OR THREE DAYS, WITHOUT SPECIAL PROCEDURES.
After the remittance is received, the bank will send a remittance list and certificate (this may be used as proof of the source of funds, and may be handed to the bureau of entry, so keep it well).
It is better to pay the regular fees such as water, gas and electricity bills through the bank. You can transfer the money by telling the bank the account number of the water, gas and electricity company.
In addition, the salary for scholarships and part-time jobs is usually paid by bank transfer, not in cash, so after opening an account, be sure to remember the account number, the name of the bank, and the name of the branch.
Three, in Japan should do what bank card?
1. The card of the Lightly Imperial Bank (Postal Savings Bank).
Needless to say, the country’s most ATM is postal, ordinary post offices will have ATM, there is no ATM simple postal office can also take the passbook to withdraw money.
Even an outlying island with a living population has a post office if not a convenience store.
There is no charge all year round, and the same is true for ATM transfers.
2, living faith SBI ¥Í ¥Ã ¥È bank card.
Even ATMs of 7-11 nationwide in Japan are free of commission on inter-bank remittances three times a month, and many other ATMs are free of default on 5-month withdrawals.
With these two cards, it is believed that almost all of Japan can cover the demand for cash remittance.
About “No money transfer function” : Sometimes the account does not have a remittance function.
The WINDOW CAN be dealt with WHEN NEED, without “not within half a year” clear regulation.
The Japanese Post Office Bank of Japan – the Emic Bank of Japan is the first choice for foreign students to make bank cards. The threshold is relatively low, but the embarrassment is that the bank needs to satisfy more than six months to make cross-border transfer.
UFJ, one of Japan’s largest banks, is known to many as the Kookmin Bank and is one of its mainstay businesses.
Sumitomo Mitsui, Japan’s oldest bank, tops the league table.
The main reason may be that these two banks have a large network coverage. As long as you bring enough money for half a year, you can successfully apply for bank cards.
Below THE CIRCUMSTANCE THAT SOME BRANCH SHOP AND THE SCHOOL HAVE COOPERATION, AFTER ACCEPTING A FEW QUESTIONS AND ANSWERS OF THE BANK INVESTIGATION, SATISFY THE CONDITION TO ALSO CAN DO A CARD IN ADVANCE.
1. The time for withdrawing money in Japanese banks is not convenient: most of the counters are open from Monday to Friday.
Some are 9 a.m., most are 10 to 3 p.m.
2. Be sure to pay attention to whether there is a service charge before using: the general service charge for depositing or withdrawing money in Japan is 105 yen.
If you withdraw money outside the specified time, add it to 210. If you withdraw money late at night, add another 105.
3. ATM withdrawals: Some banks offer free fees from 9 a.m. to 6 p.m., Monday through Friday.
Metro Bank and Big Bank cards can be used at ATMs 24 hours a day.
Some small banks are not available late at night.
4. In Japan, famous 24-hour convenience stores have ATMs.
There is a high commission charge for sending money in Japan, but not for a certain amount between the same bank. 6.
Getting more cards isn’t a bad thing.
6. Your bank password is 4 digits. Don’t use your birthday or anything.
7. The seal and the passbook should be kept separately: anyone can take out your money with the seal and the passbook.
8. Many banks now offer online services, where you can check your account directly with your mobile phone.
You can ask when you apply.
It can also be used later.