France study abroad economic cost is still a lot, and France’s financial aid application is difficult, student loans is a relatively simple choice, the following from here Xiaobian with you to understand in detail how to apply for French study grants and student loans.
France STUDY ABROAD HOW to APPLY FOR student loan INTERNATIONAL students can get what economic aid has?
If we in France in the learning process, encountered economic difficulties, we can try to apply for financial aid, to help us learn, rent and daily expenses: government or agency student scholarship or financial aid: Erasmus scholarship plan, region or city, the school, foundation or public welfare organizations to provide financial aid for students.
There are various kinds of financial aid, but most of them are for students from France or the European Union, and Chinese students are almost impossible to apply for.
General Bank Student Loan: A student loan with a relatively low interest rate from a local French bank to help us complete our studies in France.
The bank will determine the amount based on the individual circumstances of the student and the fees required. The advantage of this kind of loan is that students of any nationality can apply.
How to get an international student loan in France?
Student loans in France have the same basic requirements as traditional student loans: you must be an adult;
Have been enrolled in a higher education institution (public university, College of Engineers, business school, etc.) and can provide student ID or proof of attendance;
Must be under 28 (some banks can extend the limit to under 30);
You have to have a sponsor in France.
(parents, relatives or friends) All foreign students in France are entitled to a student loan, but banks are required to ensure that the loan is repaid after the student completes his or her studies.
Therefore, in order to make the application more favorable, we need to have a good bank account management, such as: no overdue arrears, having a part-time job are the advantages of applying for a loan.
The major banks in France all offer student loans with different preferential policies. The first thing we need to do is to compare the advantages of different student loans.
The following points are central to comparing student loans: the total amount of student loans that can be applied for;
The duration of loan for student loans;
Student loan repayment term Student loan Interest Rate The conditions for prepayment of student loans are as follows: BNP Paris Fixed rate: 0.8%, minimum monthly payment: 183.68 euros, student loan amount: 15,000 euros.
If we apply for a student loan of 15,000 euros, the repayment period is 84 months at the longest. The fixed interest rate of monthly remittance is 0.8%. The total repayment amount is 15,429.12 euros and the total interest is 429.12 euros.
Credit Agricole, a French bank, can offer student loans to students aged 16 to 30 who are registered at state-recognised higher education institutions in France, without proving the purpose of the loan.
You can apply for loans related to the school, such as tuition fees, purchasing materials related to study, etc. You can also apply for living expenses related to study profile, such as accommodation, transportation, daily supplies, etc.
But SPECIFIC LOAN AMOUNT, REPAYMENT CYCLE AND interest rate NEED to contact local bank staff TO BE ABLE TO understand.
Societe Generale is open to any student and no educational background is required.
Student loans can range from 1,000 euros to 120,000 euros.
The repayment period is 10 years and the fixed interest rate is 0.89%.
If we apply for a student loan of 20,000 euros, the repayment time is 84 months, the minimum monthly repayment amount is 245.68 euros, and the total repayment amount is 20637.12 euros.
Le Credit Lyonnais, a French bank, offers student loans for under-35s ranging from 1,500 to 75,000 over 10 years.
Student loans of between 1,500 and 5,000 with repayment terms ranging from 12 months to 60 months are available at zero interest.
The fixed interest rate is 0.99 percent for student loans above 5,000 euros.
Caisse d ‘epargne, a French savings bank, offers loans to students aged 18-28 to help with their studies and daily needs.
The ability to take out one or more student loans is more flexible, with a 10-year repayment period.
The loan amounts to 45,000 euros and can be used to pay tuition or registration fees, rent a house, buy a car, etc.
Support online loan simulation.
You can enter the postcode of your city in the following website to simulate loans according to your needs.
Studying French life note 1, study on France and domestic have great differences in teaching, in preparation for future pre-school, can look up information on the Internet, first under the foundation of learning, in the early period of the study abroad in France, is likely to be not too used to this kind of teaching mode, to keep up with the teacher’s teaching, just need you to spend a little time after class to consolidate,
You can put a recording pen in class and write down what the teacher says. Sometimes you don’t keep up with the class or your mind is wandering, which is a good way.
When I go to school in France, I will join more subject groups, which will not only improve my learning ability, but also cultivate the spirit of cooperation.
2. In terms of language, French may not be so good for students who study in France. First of all, before studying abroad, they should sign up for a language training class to learn basic French pronunciation, and the learning method is to communicate with local people in French.
In school, you can also learn French with French classmates, participate in some activities organized by the school, and make a lot of new friends, which will also greatly improve your language.
3, etiquette on the French to show enthusiasm, have a special gift, is to stick a face, is to use their cheeks touching each other, several places in France, touch the number of times is different, generally is two times, many have five times, so in France, don’t think this is a very embarrassing thing or embarrassed, but yes way shaking hands on formal occasions.
4. Culturally, in France, no matter what you do, you need to make an appointment in advance, such as going to the hospital to see a doctor, having a meal, repairing a car, etc. Before you go, you need to call and ask if you can go. This kind of lifestyle can make your time arranged and avoid a lot of trouble.
5, diet on the French are more delicate, up in the morning to drink a cup of coffee, then usually eat bread for breakfast, fruit, etc., didn’t wash a face to brush your teeth after breakfast, lunch and eat more simple, is also mainly bread, beverage and milk and juice, after lunch, will drink a cup of coffee, probably around two o ‘clock in the afternoon.
Then is the dinner at eight o ‘clock, is more rich, meat, there are vegetables and fruits and so on.
