Although the tuition of studying in Japan is low, the cost of living is still very high. Some students will reduce the pressure by applying for loans for studying in Japan. Today, I will introduce to you what materials need to be prepared for applying for loans for studying in Japan.
1. If the loan is made by the immediate family member or legal guardian, the original and photocopy of the borrower’s ID card, marriage certificate, household register or valid residence permit issued by the authorized institution shall be provided;
If the above information is not enough to prove the relationship between the person intending to study abroad and the borrower, a certificate of immediate family relationship issued by the household registration administration department shall be provided;
2. The proof of the relationship between the borrower and the overseas applicant and the proof of economic income approved by the lender;
3. The admission notice, acceptance letter, other valid admission documents and relevant necessary fees issued by the school to study abroad, as well as the information of the applicant’s educational background;
Including a Chinese passport that has completed entry visa procedures for the country of the proposed school;
4, to property mortgage or pledge, the mortgaged property ownership certificate or the pledge original documents should be provided and shall have the right to dispose of people (including property owners) agreed to mortgage or pledge to prove, when necessary, the bank will also require borrowers at the same time provide to estimate (mass) and value assessment report and insurance department of insurance documents, documents the pledge right.
The written documents of the guarantor agreeing to guarantee, and the relevant credit certificate materials;
5. If the guarantor is a legal person, the written document of the guarantor agreeing to guarantee (if the guarantor is a branch of the legal person, the authorized guarantee document of the legal person shall be issued at the same time), the business license of the enterprise legal person, the audited financial statements of the previous year and the recent period and the relevant credit certificate materials;
A foreign exchange loan of $10,000.
Foreign EXCHANGE Student LOAN Bank of China launched in June 2002.
Foreign exchange student loans do not have to be converted into foreign currencies like renminbi loans. Such a process is not only complicated, but the lender also bears the risk of exchange rate fluctuation.
Compared with the study loan, the bank of China on foreign exchange study loan borrowers put forward higher requirements, the borrower must be to go abroad study abroad study for a master’s and master’s or higher degree in personnel, loan period normally for 1 to 6 years, loan amount during the period of studying abroad for 80% of the total amount of the required tuition and fees and normal living expenses.
The conditions and documents to be submitted by the borrower are basically the same as those for the RMB loan. The only difference is that the borrower shall deposit no less than 20% of the loan amount in self-raised funds.
Just like RMB loan for studying abroad, foreign exchange loan must also provide effective guarantee.
Real estate, bank certificates of deposit, bonds and so on can be used as collateral.
At the same time, the city branches of the Bank of China also adopt the guarantee mode of guarantors in combination with the local reality.
6. If the guarantor is a natural person, the guarantor’s ID card, household register, income or property certificate and other credit certificates shall be provided.
1. University of Tsukuba University of Tsukuba, located in Tsukuba City, the capital area of Tokyo, is a university with high-tech research as the main body. It was built in the 1970s, and at the same time, University of Tsukuba is also in the world position in sports science and technology research.
2. Hitotsubashi University ranks first in liberal arts in Japan. It has no science or engineering major and is famous for its business studies.
The boss of Rakuten, one of Japan’s top three Internet portals, graduated from this university.
3. Tokyo Medical and Dental University Japan’s medical strength is extremely strong, and this university ranks first in the category of medicine.
One of the university’s research efforts is to grow heart muscle that can be surgically cured of heart disease.
4. Tokyo Institute of Technology (Tokyo Institute of Technology) is a top Japanese and world-class university of science and technology with its headquarter located in Meguro District of Tokyo, focusing on engineering technology and natural science research.
5. Keio University A private university, analogical school, University of Oxford, UK.
Liberal arts and science and engineering strength average, biology, business and other professional level is very high.
Many famous people have also graduated from the school.
6. Osaka University is one of Japan’s top and world-renowned research-based national comprehensive universities with its headquarters in Puta City, Osaka Prefecture, Japan. Together with Kyoto University, Osaka University plays an important role in various fields in the Kansai region of Japan.
As one of Japan’s top universities, Osaka University enjoys a high reputation around the world.
